RNPL®
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Offer more than your core service.

Professionals who advise homeowners can offer a renovation financing path while staying connected to the project. From listing prep and post-purchase improvements to long-term property planning, RNPL® gives you another way to help.

What RNPL Enables

Solve more client problems. Keep more of the relationship.

Client service extension

When a seller needs work before market, a buyer wants to renovate after closing, or a homeowner calls years later — you have a path for them instead of a referral out.

Refer or start a project

Submit a client project directly or share your RNPL intake link. You stay in the conversation and receive status updates as financing and contractor matching move forward.

Track in Connect

See project status and key financing milestones for clients you refer. Stay connected as the project moves through RNPL.

Build your RNPL presence

Approved professionals can be connected to RNPL and Realli network surfaces as those features become available.

Where It Fits

Three moments where RNPL changes the conversation

Sellers: renovate before listing

Clients who need work before going to market can move forward on improvements without paying upfront. Better presentation, stronger market position — financing terms depend on the applicable program and eligibility. O.A.C.

Buyers: renovate after purchase

Clients buying a property that needs work can layer in renovation financing alongside their purchase. One conversation. One relationship. The project happens — within applicable program terms. O.A.C.

Homeowners: act instead of waiting

Long-term clients who need work done but are not in a transaction can still move forward. RNPL gives them a path and keeps you relevant outside the transaction cycle.

How It Works

Apply → Get approved → Start referring

Apply to participate

Tell us your profession, brokerage or firm and how you plan to offer RNPL to clients. Short application, reviewed within 2 business days.

Get onboarded

We review your application and set up your Connect access with the tools you need to refer and track client projects.

Start referring projects

Submit client projects directly through Connect or share your intake link. You stay in the loop as project and financing move forward.

Apply to offer RNPL

Tell us about your practice and how you plan to use RNPL with clients. We review applications within 2 business days.

By submitting this form, you agree to be contacted by the RNPL® program team. Financing is available through Zumin lending partners and financing professionals. Programs may vary based on eligibility, project details and provider criteria. Financing is subject to third-party provider approval and applicable terms. O.A.C.